How to : Axis MyZone Credit Card – Benefits, Fees, Offers & Eligibility

Axis MyZone Credit Card is an entry-level lifestyle credit card offering exclusive benefits on shopping, dining, food orders, and entertainment. If you enjoy movies, Swiggy, online shopping, and eating out — this card gives great value at a low annual fee.


Product Highlights

  • Buy 1 Get 1 Free on Movies: Get 100% discount on the 2nd movie ticket booked via District app (Max discount: Rs 200/month/user)
  • Save Rs 2,880 yearly on Swiggy: Flat Rs 120 off twice a month on minimum order of Rs 500 (Not valid on Haldiram’s)
  • SonyLiv Premium Subscription: Worth Rs 1499 free on first transaction within 30 days of card issuance
  • AJIO Shopping Offer: Get up to Rs 1000 off on Rs 2999+ spend using code AJIOAXISMZ
  • Dining Benefits: Up to 15% discount at partner restaurants (Min bill Rs 2500, once per month, upto Rs 500)
  • Flat Earnings: You earn approx Rs 2380 profit just on activation benefits

Other Card Features

  • Earn 1000 Reward Points on annual spending of Rs 1,50,000
  • Get 4 Edge Reward Points on every spend of Rs 200 (except fuel, wallet, EMI, etc.)
  • Get 1 Complimentary Domestic Lounge Access per quarter (requires Rs 50,000 spend in last 3 months)
  • 1% Fuel Surcharge Waiver on transactions between Rs 400 to Rs 4000 (max benefit Rs 400/month)

Fees and Charges

  • Joining Fee: Rs 500 + GST
  • Annual Fee: Rs 500 + GST

Documents Required

  • ID Proof: PAN Card / Form 60
  • Address Proof: Aadhaar, Passport, Utility Bills
  • Income Proof: Salary Slip / Bank Statement
  • Photograph: Passport Size Photo

Eligibility Criteria

  • Age: 21 to 65 years
  • Employment: Salaried or Self-Employed
  • Minimum Salary (Salaried): Rs 25,000/month
  • Self Employed ITR: Rs 3,60,000+ annual income
  • Credit Score: 736+ Preferred
  • New to Credit: Not Eligible

Why Choose Axis Bank?

Axis Bank is one of India’s leading private sector banks offering secure, reliable and customer-friendly banking & credit card services.


Important Terms & Conditions

  • Use your Aadhaar-linked mobile number during application
  • If you are an existing Axis customer, use the same registered number
  • Single-name applications will not be accepted
  • If you currently/previously used an Axis credit card, activation profit may not apply
  • Tracking Time: 72 hours | Confirmation: Within 75 days post activation
  • Minimum transaction of Rs 100 required within 30 days
  • Profits via Axis Bank App applications are not applicable
  • No profit on referral earnings

Apply Now

Click the Link Below to Apply:

👉 Apply for Axis MyZone Credit Card


Final Verdict

If you are looking for a low-fee credit card that offers value on movies, dining, Swiggy, and shopping, Axis MyZone is one of the best entry-level cards you can get.


Frequently Asked Questions (FAQs)

1. Is Axis MyZone Credit Card good for beginners?

Yes, this card is great for beginners because it has a low annual fee and offers strong benefits on movies, food delivery, and online shopping.

2. Do I get free lounge access with Axis MyZone Credit Card?

Yes, you get 1 complimentary domestic airport lounge access per quarter, but only if you spend Rs 50,000 in the previous 3 months.

3. How do I get the SonyLiv Premium Subscription?

You will receive the SonyLiv subscription worth Rs 1499 after making your first transaction within 30 days of card issuance.

4. Can I apply if I am new to credit?

No, this card is not available for first-time credit users. A minimum credit history and good score (736+) is required.

5. Is there a fuel surcharge waiver?

Yes, a 1% fuel surcharge waiver is applicable for fuel transactions between Rs 400 and Rs 4000, capped at Rs 400/month.


👉 Apply Now for Axis MyZone Credit Card

Approval depends on eligibility & internal checks. Apply using your Aadhaar-linked mobile number.


Final Words

The Axis MyZone Credit Card gives excellent benefits on everyday lifestyle expenses like movies, food delivery, and shopping. If you are someone who enjoys cashback and lifestyle perks, this is a great entry-level card to apply for.

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